Well it is certainly better than what it is now....40 quarters...please that is 10 years. Way too low for SS in my opinion. 39 years and 9 months is not 40 years is it? For someone who is conservative you don’t sound it in your post.
This coming from someone who thinks an improvement is to allow the government to confiscate my mony for 40 years, and then let me have a little bit of it back at if I manage to go the full 40 years? What exactly is your idea of conservatism if you think it is the government's money in the first place?