The question is whether the entire thing would go down or just the individual mandate part. Without the mandate, the ban on pre-existing conditions would bankrupt the insurance companies in a hurry.
Yeah, without the unconstitutional part the entire plan falls apart. Which is fine with me.
Not likely, the Insurance companies will just raise the rates to a level which allows them to continue on as usual.
This is exactly what they did after Congress passed HIPPA.
After Cobra, they had to offer you a policy but the policy was priced at $3000.00 per month, so you had to submit to underwriting to get something more affordable.
You need to understand that the Insurance Companies have one of the strongest and most effective lobbies in the USA. They just got 31 million new customers, so they are smiling like the cat that ate the canary, and like a cat, they will land on their feet regardless of what the courts do.