Posted on 10/12/2009 1:03:32 PM PDT by JohnRLott
What if you, and every member of your family, had the chance to save $4,000 each?. Would you be interested? Under the terms of what's being called "the Baucus bill" -- Washington-speak for the bill the Senate Finance Committee will vote on tomorrow -- that is how much you could save by dropping your health insurance.
People might have thought that health care reform would lead to an increase in the number of people getting health insurance coverage. Indeed, the Congressional Budget Office claims the Senate Finance Committee's health care bill will reduce the number of uninsured in 2019 by about 29 million," but the financial rewards are huge for people if they drop their insurance. Amazingly the CBO makes this prediction of 29 million more insured Americans without ever once analyzing the financial incentive for those who are already insured to drop their insurance.
Consider some numbers. . . . .
(Excerpt) Read more at foxnews.com ...
Montanans . . . please wake up.
Baucus can take his fines and shove them up his...rear end.
An independent study realeased today said the bill would ADD $4,000.00 per year to each families bill, not decrease it.
And CBO didn’t score the bill, they made up some numbers based on a memo of the what the bill MAY contain. This is a complete sham.
All by itself, this rule is enough to destroy the private insurance industry and result in a single payer system. Neat scam if he can pull it off.
What BS, my costs will go UP by 4000 under Bacus’s BS.
And what happens when IRS/Obamacare agents start knocking on doors to collect fines and/or arrrest people without health insurance?
What the article says is true...but what it doesn’t mention that if you are in an employer provided plan, and drop your insurance, it’s not you who are getting the $12000 (family plan) in your pocket, it’s your employer. At least with our plan, we pay $300 per month, the employer kicks in 900, so if we dropped our plan we’d save $3600 a year, the employer would be the one with the lion’ share of the savings. Now if the employer would agree to give part of that in salary...now that’d be fine!!!
Who are you working for?
They should ask the census takers what happens...
It has to be understood that the true intentions of the Dim’s “health care reform” legislation is clearly defined by a result of many features of that legislation, which are:
(1)to raise the cost of existing insurance plans, (2) offer, where ever possible, to shift current and rising costs from employers and employees directly to everyone through taxes, (3) create mandates that result in taxpayer funded inducements to leave private insurance altogether and enter a fully funded government plan, or such a plan pretending to be a “non-profit co-op plan”.
The 100% intentions of the Dim’s plans are to further weaken, obstruct, raise the cost of everything in the private insurance sector and offer subsidized plans that either place legal mandates and controls on private plans (making all plans “private” in name only), or offer direct government subsidized plans themselves.
Everything is intended to produce some federal hook and control into EVERY aspect of private health insurance until it can no longer viably operate as a private business.
Where ever federal control does not exist, to the Dim’s “reform” is missing.
Of course this begins with the national myth that “free markets” (in health insurance) are the problem, when in fact it is government, state and federal that has negatively controlled the shape of the health insurance markets today; not some uncontrolled marketplace.
Remove the state mandates that require employers to over-insure all employees with one-size-fits all plans all employees are enrolled in,
remove the state restrictions that prohibit small employers and individuals from buying insurance “out-of-state”,
remove the state restrictions that prevent groups of small employers from joining together for bargaining as a single group for a joint-group insurance policy for all their employees (to make groups as large as the giant employers),
make whatever tax exemptions that exist for “health insurance”, state and federal, apply to any plan, no matter who is paying for it, as long as it is a nationwide, private plan that an individual can keep with them, from employer to employer, for as long as they want to -
and “universal”, nationwide, individual health insurance would in a short time become much more affordable and those private nationwide plans would be cheaper to subsidize for the very poorest.
The Dim’s plans are designed to prevent such a possibility.
I thought about this very thing this person writes about. The only problem is you may not have the time to buy insurance, for instance you may have an accident or a sudden illness that requires emergency care. If you plan to wait until you can buy insurance to get coverage, well, that heart attack may not wait, nor that falling off a ladder and having a compound fracture? Insurance costs but it is worth it when it s needed.
Our group is from my husband’s insurance...the employer is a large municipality. The insurance is a PPO, we don’t have to stay in network. Our part is $300 per month, the city pays the $900 (husband is non union btw.)
However, my sister owns a company, they pay about a thousand per month per employee for their healthcare. It’s similar to an HMO though, and in their case the company picks up all the costs of the insurance.
And what happens when IRS/Obamacare agents start knocking on doors to collect fines and/or arrrest people without health insurance?
Why, they will create new jobs - building and staffing new prisons. The did say they would create new jobs didn’t they? It’s a win situation of the government!
So, I guess there is a free lunch?
Your bill only goes up if you are stupid enough to keep your insurance.
Under the Baucus bill, you can drop your insurance, pay the government some small tax, less than $1000 a year (much less than the cost of insurance).
And if you actually get sick, you can sign up for insurance AT THE HOSPITAL ER as you check in, and start paying your low monthly premiums a month after you get your free medical care.
Because they can’t charge you more, and they can’t exclude pre-existing conditions, there’s no point of having insurance at all, until you actually NEED it.
Of course, this will only work until too many people figure it out, then the insurance costs will be so high you won’t be able to afford the monthly premiums at all, the insurance companies will go broke, and everybody will have crappy government insurance paid for by Bill Gates.
Anybody else notice how the fines don't start until after Obama has run for a second term? They are assuming they can slip the bill past without anyone paying attention.
They don't want to find out.
Under the plan, you are supposed to be able to sign up for insurance in the hospital as part of your check-in procedure.
SO other than maybe having to pay for the ambulance, you are good.
And if it really is an emergency, they will have to treat you even without insurance, for the couple of hours it takes to get your own insurance.
But I figure most people will go the other route, signing up for insurnace every month, but then not paying the premium when it comes due. Eventually they cancel the insurance, and you sign up again, since they can’t refuse you.
If you ever NEED the insurance, then you can pay the bill at the end of the month.
Can a helpful FReeper tell me what the specifics are re: the name and number of the Baucus bill and the telephone number for people to call tomorrow and protest?
I want to send it out to my family. Thanks.
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