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The problem is when an uninsured person is hit by a car or gets cancer, somebody has to pay. It is not uncommon for bills to top a million bucks for life saving cancer treatment or for multiple surgeries to fix a broken body. ANd dialysis, organ transplants are costly.

So if you elect to have no insurance and you unfortunately are in this position and cannot pay even with liquidation of all you own, who should pay?

That is the crux of the matter. Who pays for what you cannot pay without insurance to pick up most of the tab?

Me?

...That is the crux of the matter. Who pays for what you cannot pay without insurance to pick up most of the tab?

Spoken like a good socialist. Transfer everything to somebody else. Who says that all of us must be recompensed after an accident? Isn't that for the courts to decide? Isn't that a matter between various individual parties?

Insurance is a game. The Insurers take your money, then play games to keep it. Limiters, and Non-coverages eliminate most of their costs. They are just another Ponzi scheme, sanctioned by those in the know...

The problem is when an uninsured person is hit by a car or gets cancer, somebody has to pay...

If you are concerned for your health, buy your own insurance, if you wish that gamble. Otherwise start a Med investment acct. If you are concerned for your car, buy UIM insurance, which pays if somebody doesn't have any when they hit you...

The reason it is a million dollar problem is defined with one word: Tort

That is the crux of the matter. Who pays for what you cannot pay without insurance to pick up most of the tab?

Me?
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You willing pay for illegal aliens...

But you refuse to pay for your fellow FReeper ?????

I pay for all my own medical bills. I had a miscarriage, cost me $6,000 to lose my baby in a PUBLIC toilet at the Emergency room. They wouldn’t even give me an area of some privacy. All because they COULD.

I have catastrophic insurance (over $1 million). I believe in personal responsibility. I also have a health insurance savings account.

FORCING INSURANCE ON PEOPLE IS NOT THE ANSWER.

The state pays for much more health care for Illegal Immigrants who use the Emergency room as their primary care physician.

And a big part of the reason that medical bills are so high is because the hospitals know they can gouge the insurance companies and the state.

And what about those who are uninsureable? Or insurance costs are more than their annual medical bills. My mother pays her own way. She cannot get health insurance. My SIL CAN get insurance but it is over 2,0000 PER MONTH.

Before you complain about those of us who choose to pay our own way, complain about those who are taking advantage of the system! Complain about the illegals and welfare mothers.