[WVKayaker]

...That is the crux of the matter. Who pays for what you cannot pay without insurance to pick up most of the tab?

Spoken like a good socialist. Transfer everything to somebody else. Who says that all of us must be recompensed after an accident? Isn't that for the courts to decide? Isn't that a matter between various individual parties?

Insurance is a game. The Insurers take your money, then play games to keep it. Limiters, and Non-coverages eliminate most of their costs. They are just another Ponzi scheme, sanctioned by those in the know...

The problem is when an uninsured person is hit by a car or gets cancer, somebody has to pay...

If you are concerned for your health, buy your own insurance, if you wish that gamble. Otherwise start a Med investment acct. If you are concerned for your car, buy UIM insurance, which pays if somebody doesn't have any when they hit you...

The reason it is a million dollar problem is defined with one word: Tort

[cajungirl]

Name calling doesn’t cut it.

Who pays when you get cancer and the costs of treatment are considerably more than your net worth. Who writes the check?

Who pays for your dialysis when your kidneys fail while waiting for your transplant.

Theere is an expectation that services are paid for.

Who pays for you when you lose your gamble?

Me?

[reaganaut]

Insurance is a game. The Insurers take your money, then play games to keep it. Limiters, and Non-coverages eliminate most of their costs. They are just another Ponzi scheme, sanctioned by those in the know...

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Exactly. I had health insurance at one point. Used it once, they found something they didn’t like (ear perforation), and RETROACTIVELY canceled me (BLUE CROSS and yes there was a class action suit).

Then I had a mark, so when I tried to get insurance again, I couldn’t except for a very high premium.