Read the article I linked. Redlining was addressed with the CRA. The 1992 bill set mandated numbers. And it set Penalties - fines. I have read most of that entire bill, the 1992 one, as well as the CRA I know what’s in them. The article I linked is heavily referenced/sourced as well.
I am sorry, your argument is false.
If your argument is that the sub-prime loans brought down the entire economy...and the Wall Street banks were forced to make these loans, ...I will have to stop typing because I would be laughing too hard...they made billions at this...no one had to forced them. In fact sub-prime credit cards are still the most profitable credit card out there...lots of money in sub-prime and had they not diced these thing up and sold insurance on them, it would have alright in the end. These people are scum...but I am probably being unfair to scum.