If your argument is that the sub-prime loans brought down the entire economy...and the Wall Street banks were forced to make these loans, ...I will have to stop typing because I would be laughing too hard...they made billions at this...no one had to forced them. In fact sub-prime credit cards are still the most profitable credit card out there...lots of money in sub-prime and had they not diced these thing up and sold insurance on them, it would have alright in the end. These people are scum...but I am probably being unfair to scum.