I see it as theirs to spend anyway.
I have my own wealth to accumulate, keep from the gov’t, and spend/give as I wish.
Yep, it’s their’s to do with as they wish. My parent’s only real asset is their home, they have no reason to do the reverse mortgage though, they get along just fine.
I will share that inheritance some day if they precede me in death. Along with my 7 siblings that is. Depending on the circumstances at that time, I will probably give my share to a sister, who has a need.
Good luck on that first part.