NO problem. And, I agree with everything you’ve said regarding WAMU as well. I was VERY HAPPY the day they went under - VERY happy. It’s even to the point that I’m almost embarrassed about HOW happy I was! LOL We’re much better off now than we were back then (it’s been 7 years). And, as God always does — He provides lemonade out of the lemons! It was truly a blessing in disguise, and we definitely learned a lot from the experience. So, all things considered, NOW at least, I’m glad it happened... Strange, but true.
I did not like Wamu either. I had a credit card offer and took it, but after I read the posts from others online, I returned it...they tried to make me pay some fee, but I refused. I am happy they went under also. No doubt if they were still around they would have put a hit job on my credit. They were famous for this practice.