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To: christx30
Total BS... been carrying a card since 1978... have a Platinum now... never a problem... always sided with me on the few disputes that I ever had... and I am happy if they make certain that their customers can pay their bill... maybe I have had no problems due to the fact that since 1978... I have NEVER filed to pay off the balance before the due date! Total BS. I'll just bet this person was "kiting" her accounts and got caught... no one has three Amex cards... unless something is very strange!

LLS

15 posted on 03/09/2009 5:15:14 AM PDT by LibLieSlayer (hussein will NEVER be my president... NEVER!)
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To: LibLieSlayer
Yeah...I call BS on this story also. I've carries an Amex since 1974 and paid when due ever since. Never a problem. Also had a Diners Club since '72. Went thru a long spell of not using it; but now that's a good one to have. Never a problem;especially with cash advances at hotels.
The 3 Amex cards is the key here. I've had 1-bidness card and 1-personal card...but with the three in the story...my money says she kiting herasccounts for every cent and getting ready to do a bankruptcy. Sounds like due diligence on Amexs' part.
25 posted on 03/09/2009 5:24:52 AM PDT by Tainan (Where's my FOF Indicator?)
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To: LibLieSlayer

The original article should’ve read “legitimate businesswomen”. :)


29 posted on 03/09/2009 5:38:15 AM PDT by ClaudiusI
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To: LibLieSlayer

I’m with you on this. Why did she have three cards?
If AMEX has to absorb consumer bad debt, they’ll just pass along the cost to the merchants and then fewer will accept the card.

Also, as a worker, whose total family income is reportable and subject to tax law, I don’t mind if folks with non-reportable income are now being scrutinized more carefully. AMERX is extending you credit; they have a responsibility to their stockholders and other customers to ensure that you will be able to pay it back

The fact that they farm their customer service out to India is irritating, but I think that American unions have just priced themselves out of the market. I’ve had good and bad results with customer service abroad; same as with domestic workers. If the language skills are good, sometimes you just don’t know where you are talking to. The other day I had an Australian living in Costa Rica answering the phone. As long as they do their job well and resolve my issue, I don’t care; I don’t have a personal relationship with these people.

I am annoyed that my employer has farmed out the phone call center responsibilities to a (domestic) company. I thought that the personal touch was one of our strong points. I suppose that if they found a foreign company that was cheaper they would send the job abroad too. Once you lose the personal touch with your students, do you really care if the call is answered by someone in Texas or Delhi?


39 posted on 03/09/2009 6:00:42 AM PDT by YankeeGirl
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To: LibLieSlayer

YEAH....THAT was a RED flag....3 (THREE) Amex cards for her....


59 posted on 03/09/2009 8:12:17 AM PDT by goodnesswins (Conservative and fighting for freedom and liberty....whether you like it or not.)
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To: LibLieSlayer

I can’t speak about AMEX, but many of the major credit cards are unilaterally raising rates and applying it to the balance. It’s bad news.

Of course, this “hold” may apply to the charge card of Amex, which naturally is different than their credit cards.


61 posted on 03/09/2009 8:43:36 AM PDT by Unlikely Hero ("Time is a wonderful teacher; unfortunately, it kills all its pupils." --Berlioz)
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