[Unlikely Hero]

I can’t speak about AMEX, but many of the major credit cards are unilaterally raising rates and applying it to the balance. It’s bad news.

Of course, this “hold” may apply to the charge card of Amex, which naturally is different than their credit cards.

[LibLieSlayer]

I am so happy I ripped my credit cards up 15 years ago... my Amex is simply a charge card... balance due every month. I agree with what you say about the CC industry.

LLS