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For Banks, Help Isn't On The Way
IBD Editorials ^ | March 4, 2009

Posted on 03/04/2009 6:08:07 PM PST by Kaslin

Financial System: Banks, it seems, are everyone's favorite villains these days. Blamed for much of the financial crisis by everyone from the president to the media, they are routinely vilified. But do they deserve it?


For banks, news in recent days hasn't been very favorable. One in five mortgages reportedly is now underwater. And the Federal Deposit Insurance Corp., founded during the Depression, announced Wednesday it will go bust by the end of 2009.

As banks and other financial services companies report ever-widening losses, their stocks have plunged to record lows. Things are so bad the S&P 500 may soon remove a number of financial stocks.

Meanwhile, meeting at a luxury hotel in Florida, leaders of the AFL-CIO say they'd prefer the banks to be nationalized, pronto. As they do, Treasury Secretary Tim Geithner has returned to "reintroduce" his failed plan to infuse capital into the banking system and, in essence, take control of the industry.

Amid all this, both politicians and media pundits have seized on the financial chaos to blame "deregulation" and "greed" by bank CEOs for the problems.

Yes, banks have made lots of mistakes. But the current financial crisis didn't simply erupt out of nowhere. Nor are today's bankers any greedier or more self-interested than previous generations.

(Excerpt) Read more at ibdeditorials.com ...


TOPICS: Business/Economy; Editorial
KEYWORDS: 111th; agenda; banking; bho44
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1 posted on 03/04/2009 6:08:07 PM PST by Kaslin
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To: Kaslin
And the Federal Deposit Insurance Corp., founded during the Depression, announced Wednesday it will go bust by the end of 2009.

WTF?!!

2 posted on 03/04/2009 6:14:08 PM PST by mylife (The Roar Of the Masses Coulds be Farts)
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To: Kaslin
And the Federal Deposit Insurance Corp., founded during the Depression, announced Wednesday it will go bust by the end of 2009.

No it didn't.

3 posted on 03/04/2009 6:14:31 PM PST by Syncro
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To: Syncro

So whats the scoop?


4 posted on 03/04/2009 6:16:05 PM PST by mylife (The Roar Of the Masses Coulds be Farts)
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To: mylife

It announced it would go bust IF something like the current bill to give it further funding isn’t passed. Obviously such a bill will be passed.


5 posted on 03/04/2009 6:16:58 PM PST by GovernmentShrinker
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To: Syncro

http://www.google.com/hostednews/ap/article/ALeqM5gv3IJ-X4AJ-eO5sSEq0_QIz7NWogD96NC25O2


6 posted on 03/04/2009 6:17:05 PM PST by mylife (The Roar Of the Masses Coulds be Farts)
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To: GovernmentShrinker

Obviously. /s


7 posted on 03/04/2009 6:17:44 PM PST by mylife (The Roar Of the Masses Coulds be Farts)
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To: Kaslin

Finally, someone who gets it.

There’s nothing I find more demoralizing right now, than to see supposed Conservatives post that lending institutions are to blame for this mess. The Democrats best friends do.

The government forced bad loans on the industry, and guess what, they fell out.

Who in their right mind wouldn’t expect this?


8 posted on 03/04/2009 6:19:42 PM PST by DoughtyOne (Resolved: Gregg, McCain, Snowe, Spectre: 2010, Collins, Graham: 2014)
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To: Syncro

Actually the FDIC head did say it would run out of funds by the end of the year.


9 posted on 03/04/2009 6:20:37 PM PST by DoughtyOne (Resolved: Gregg, McCain, Snowe, Spectre: 2010, Collins, Graham: 2014)
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To: DoughtyOne

People look at me like I am insane when I rail about it.

Gubmint is the PROBLEM


10 posted on 03/04/2009 6:21:22 PM PST by mylife (The Roar Of the Masses Coulds be Farts)
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To: DoughtyOne

Time to buy land?


11 posted on 03/04/2009 6:21:54 PM PST by mylife (The Roar Of the Masses Coulds be Farts)
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To: Syncro

http://www.freerepublic.com/focus/f-news/2199224/posts


12 posted on 03/04/2009 6:21:57 PM PST by DoughtyOne (Resolved: Gregg, McCain, Snowe, Spectre: 2010, Collins, Graham: 2014)
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To: mylife

I know what you mean. I went round and round with some guys the other day. They refused to admit the government caused this by forcing bad loans.

BTW, land purchase does sound good doesn’t it.


13 posted on 03/04/2009 6:23:13 PM PST by DoughtyOne (Resolved: Gregg, McCain, Snowe, Spectre: 2010, Collins, Graham: 2014)
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To: DoughtyOne

It seriously sounds like a good idea


14 posted on 03/04/2009 6:24:25 PM PST by mylife (The Roar Of the Masses Coulds be Farts)
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To: mylife

The younger you are, the better it sounds.


15 posted on 03/04/2009 6:25:26 PM PST by DoughtyOne (Resolved: Gregg, McCain, Snowe, Spectre: 2010, Collins, Graham: 2014)
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To: mylife
A lot of "coulds" and "Bair has not ruled out that possibility for a short-term loan, but said she doesn't expect to take the more drastic action of using its $30 billion long-term credit line with Treasury"

And there is this:

The new emergency premium, to be collected from all federally insured institutions on Sept. 30, will be 20 cents for every $100 of their insured deposits. That compares with an average premium of 6.3 cents paid by banks and thrifts last year.

The FDIC also raised the regular insurance premiums for banks to between 12 and 16 cents for every $100 in deposits starting in April, up from a range of 12 to 14 cents.

That's all from your link

Plus...Obama promised us balloons, rainbows and pennies from heaven. Ya think he won't tax us to save the FDIC?

16 posted on 03/04/2009 6:25:28 PM PST by Syncro
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To: Kaslin
Yes, banks have made lots of mistakes. But the current financial crisis didn't simply erupt out of nowhere.

Please, don't forget it started with Dodd, Frankeeee, Pelosi, Ried, the RATS, and ACORN years ago.

17 posted on 03/04/2009 6:27:04 PM PST by Logical me (Oh, well!!!)
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To: Syncro

Yes he will tax us, but will it save it?
We have spent so much money in the last 3 months I want to puke, and it has had zero effect.
To the contrary. Things have gotten worse.


18 posted on 03/04/2009 6:28:34 PM PST by mylife (The Roar Of the Masses Coulds be Farts)
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To: DoughtyOne
Thanks, I saw that and also posted this:

Report: FDIC Insurance Fund Could Become Insolvent (Influenced DOW Today?)

Wednesday, March 04, 2009 1:43:03 PM · by Syncro · 33 replies · 845+ views
CBS4.com ^ | Mar 4, 2009 3:09 pm US/Eastern | Tim Kephart

19 posted on 03/04/2009 6:28:37 PM PST by Syncro
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To: DoughtyOne

Seems like a safe have for an old guy too.
They arent making any more of it you know.


20 posted on 03/04/2009 6:29:21 PM PST by mylife (The Roar Of the Masses Coulds be Farts)
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