PUBLICADO: 7 de septiembre de 2005, a las 12:11 pm (este) ACTUALIZADO: 30 de septiembre de 2005, a las 9:16 am (este)
NUEVA YORK, NY. -- Gracias a una iniciativa de la banca privada ahora es posible para inmigrantes indocumentados comprar casa en los Estados Unidos sin necesidad de tener número de seguro social.
AP
Un nuevo programa ayuda a los inmigrantes que no pueden comprar casa, a cumplir su sueño americano.
Durante mucho tiempo Elena Hernández ha tenido la ilusión de comprar una casa, pero no lo ha logrado, según ella por no tener papeles migratorios.
La inmigrante mexicana dice: “creo que se me han cerrado las puertas para comprar una casa porque no tengo una tarjeta de número de seguros social”, así que sin el numero de seguro social no puedo hacer nada”.
Históricamente los indocumentados que han comprado casa en Estados Unidos, lo han hecho bajo cierto riesgo; con documentos falsos o con la ayuda de otras personas.
“Hay personas que si tienen su propiedad, pero están a nombre de otra persona que si tiene documentos legales”.
Pero ahora el Ctigroup se ha unido a Acorn, la asociación de organizaciones comunitarias para reformas, para ayudar a inmigrantes a comprar su casa aunque no tengan el número de seguro social.
Lo que si necesitan es el ITIN, el número que da el gobierno federal para que las personas sin seguro social puedan pagar sus impuestos.
“Tienen que traer copia de 2 estados de banco recientes, 3 talonarios de cheques más recientes y sus declaraciones de impuestos de los últimos 2 años”.
Además, hay que tener 3 o 4 líneas de créditos, aunque para eso cuentan recibos de pago de alquiler, luz o agua.
Las ventajas de tener estas hipotecas disponibles para ciertos indocumentados, es que solo hay que tener 3 % de enganche o pago inicial y recibe una tasa de interés hasta de 1 punto más bajo que en el mercado.
Es importante que todos los interesados, sepan que este nuevo programa está disponible solamente a través los centros de ACORN Housing Corporation, en las siguientes comunidades:
Nueva York Nueva Jersey Bridgeport, CT Washigton DC Miami Baltimore, MD Chicago California
Para mayor información puede visitar en Internet • ACORN HOUSING y bajo "ACORN Housing and Citigroup Partner on Remarkable Home Loan Product" encontrará más información. Para la oficina más cercana consulte • ACORN en español.
Get these mother F***en Cock Roaches out of my country!
American Dream For Illegal Immigrants
Tue, 11/14/2006 - 15:03 — Webmaster
Officials at the government agency in charge of preserving and promoting public confidence in the country’s financial systems are encouraging banks nationwide to offer services to illegal immigrants and many have obliged.
The Federal Deposit Insurance Corporation (FDIC) has succeeded in getting several large lending institutions to offer a variety of banking services to illegal aliens, including home loans. Headquartered in Washington D.C., The FDIC insures more than $3 trillion of deposits in U.S. banks and is managed by a five-person board of directors appointed by the President of the United States and confirmed by the Senate.
It’s ironic, then, that agency officials would promote programs that would aide those who have broken U.S. federal laws by entering and subsequently living in the country without appropriate documentation. The chairman of a Tennessee bank (Bank of Bartlett) that recently launched a mortgage program for illegal aliens said the federal government gave him the idea.
Thanks to this type of encouragement from federal officials, several other banks across the country offer such incentives to those in the country illegally. The special programs, endorsed by the federal agency, allow local and national banks to grant home loans to people without Social Security numbers.
Last year, Wells Fargo proudly launched a lending program - called Celebrate Home—for illegal immigrants and the bank even issued a press release claiming the bragging rights of being the first major lender to offer undocumented aliens home loans. Years ago, Wells Fargo became the first U.S. financial institution to accept so-called foreign consular identification cards, in lieu of a Social Security card, to open bank accounts.
Bank officials don’t see anything wrong with helping those in the country illegally obtain the American dream of owning a home. In fact, they say that they are not required to ask the immigration status of their customers since that is the responsibility of the federal government
http://www.judicialwatch.org/blog/2006/nov/american-dream-illegal-immigrants
ping!
ACORN also beat up Wells Fargo for five years and Wells finally relented in the face of continued protests and flashmobs showing up at its branches.
If you live making stupid decisions, by lending to people whom you can never track, we are in the country ILLEGALLY and can skip just as quick, you should die the same way.
HUD: Five Million Fraudulent Mortgages Held by Illegals
http://kfyi.com/pages/local_news.html?feed=118695&article=4364653
One illegal alien was arrested this year in Tucson after allegedly using a stolen social security number to buy two homes and rack up over $780,000 in bad debt.
hummm....I wonder if ACORN was one of the organizations Bush referred to as “cooperating” in his 2002 push for an “Ownership Society”. If so...how involved were they?
....”The National Association of Home Builders will team up with local officials, home builder associations and community groups in 20 of our nation’s largest housing markets, to focus on how to eliminate barriers, and encourage homeownership.
The Neighborhood Reinvestment Corporation will dramatically expand financial and home buyer education efforts to 380,000 minority families. The Neighborhood Housing Services of America will raise $750 million to promote homeownership initiatives in many communities. We’re beginning to use the Internet better, so that realtors all across the country will be able to call up programs all designed to help minority home buyers understand what’s available, what’s possible, and what to avoid. The National Realtors Association will create a central data bank of affordable housing programs, which will be made available to agents, real estate agents, to help people.
So these are some of the beginnings of a national effort. And I want to thank all those who are responsible for the organizations I just named for lending your talents to this important effort for America. You know, one of the things Presidents can do, is they can call the old conference. So I’m going to call one — (laughter) — just to make sure people understand, not only are we serious, but to let them check in. If they’ve signed up and said they’re going to help, this will give everybody a chance to say, here’s what I’ve done to help. It’s what we call accountability. (Applause.)
And so this fall, we’re going to have a White House conference. It is a White House conference specifically designed to address the homeownership gap. It is a White House conference that will not only say, what have you done to date, have you got any new ideas that we can share with others as well. I’m serious about this. This is a very important initiative for all of America. See, it is a chance for us to empower people. We’re not going to talk about empowering government, we’re talking about empowering people, so they have got choices over their lives. (Applause.)”
I wonder, was ACORN invited to participate in this conference?
for the AFIRE ping list