I’m way outside of this age group, but it fits me. I use debit for almost all purchases. Never seem to have cash on me and I hate writing checks.
I use my card for nearly everything, unless I can see it is going to throw a monkey wrench into the flow of someone’s work or unless it is less than $7-10 depending on the venue.
Most places now (especially since you don’t need to sign for under $25) are set up and don’t seem to have a problem with it.
My mother teases me about never having cash on me, but I don’t see what the point is. As long as I have a few coins to feed the parking meters, I’m fine. And even most of the city parking spaces take credit now!
I’m not sure why this article focuses on 18-25 year olds.
I pay the full amount of my credit card every time. By using a credit card instead of cash, I save ATM fees.
Clearly, based on their recent TV advertising, Visa is trying to make people who use cash feel like social outcasts, selfishly holding everyone else up.
Insidious social engineering.
Count me in on this group- but I am 49, and I can’t remember the last time I had cash on me. (seriously - its been months)
What I find interesting is that some people who are very concerned over a national ID card appear unconcerned over leaving a detailed record of their day-to-day lives in the databases of their card issuers.
Visa is running a second ad where a guy who dares to offer two dollars for a couple of doughnuts is looked at as a pariah. The girl in back of the counter looks like she wants to strangle him.
I also see no reason to let anyone, the government included, know where I go, what I do, and what I buy on an everyday basis.
I don't even have one of those grocery store cards that you get money off of your purchase. Why?
Because I don't want anyone, the government included, to know what I buy.
Petty cash purchases should be made out of petty cash.
Why anyone would use a debit card over a credit card is bound me.
Credit cards work perfectly for me. It provides me with a 30-60 day interest free loan, while paying me 1-2% back on all purchases, and keeps me from having to carry cash. I’ll even use it for a $3.50 meal from McDonalds. They are just no good for borrowing money (high rates). I always pay the balance in full.
I have $$ on me usually, but never change. I felt funny using my debit card the other day for a $4.50 purchase, though....
I only use cash for those illegal purchases.....
Everyone here needs to view there movie.
America: Freedom to Fascism
http://www.freedomtofascism.com
dependent on electric power for transactions
I use my Amex creditcard for EVERYTHING.
I pay it every month like clockwork and last year I got back over $1000 cash in rewards.....I never pay late fees.
....no coins in my pocket (hardly). and if I need more cash than I carry on me, an ATM is usually handy......
No fuss, no muss.
I use my debit card for everything except bait, just about. I do keep cash at home if there is ever an emergency. I hate carrying around cash, and change just screws up my washing machine.
It’s improtant to keep some dollars in your pocket to tip the Sonic servers. Otherwise, I see no reason for cash.
IMHO, I think that a Debit Card sounds like a good way to get in financial trouble, quickly (those $1.25 cokes at the service station and $3 Starbucks coffees add up quick...). And I can't imagine putting a Burger and Fries (total cost $2+change) on my credit card and paying interest on it.
But then again, I'm pretty old-fashioned when it comes to money. Heck, I still write checks to pay my bills and pay off my Credit Card balance religiously every month. I'm sure that my bank hates me for it..... :-)
I absolutely refuse to have anybody- Government- Credit cards- Banks tracking EVERY move I make.
Guy in Kalifornia a few years back got into trouble.
He was in a medium problem accident. He said he did drink somewhat, but not to excess, and wasn’t drinking that night. He didn’t get a blood test at scene because of trip to ER. No test done there, either, I think.
At the TRIAL for his accident, the other driver’s lawyer dragged out his GROCERY STORE CARD purchases for the past 3+ years. Showed lots of cigarettes and liquor. He tried to tell them that he purchased items for his home-bound Mother, and proved that he didn’t smoke at all.
Jury convicted him on the basis of his alcohol purchases, as he couldn’t PROVE he didn’t drink what he purchased.
I had always been told that grocery stores were NOT tracking what YOU bought and keeping records of same. They were only tracking inventory.
This trial proved that was a lie. I will pay cash whenever I can. Nobody’s business how we live and what we buy or eat.