[HaveHadEnough]

"Would you lease a car from a dealer who insisted that the lease contract was a 'living document' that could change on his whim?"

Good point, but there is another side.

"If your father leased a car for you before you were born, would you want to be held to the lease terms if the only way to change the terms was by getting a super majority of your fellow citizens to agree with you?"

[stylin19a]

we could do/change hypotheticals all night..

change "car lease" to "credit card"....most credit cards are variable rates...they change like the wind....a living contract...and we have no say in the changing rates.

the other side, just a bit different..try this on for size

my father leased a car when before i was born...the terms of the lease are the same for everybody...in fact everybody is covered under the same lease...the best lease of all-times
The terms of the lease state, you can have change, but only if enough of your fellow citizens want the same change.

Seems ok to me as we get the final say so.