Just wondering, but why are all the articles that I've seen you post about the same subject? Is there any particular reason why you're repeatedly posting articles that predict a "housing bubble"?
http://www.freerepublic.com/focus/my/comments?more=148920247
But to answer your question...The housing market is the big question in the economy right now. I think the fundamentals are all on the side of a housing bubble that will inevitably burst. I post this stuff as a challenge and a warning. A challenge to those who disagree with me, and a warning to those who are already in or thinking about taking out risky loans to take advantage of the temporary dip in interest rates.