Yet another great collage, Dolly.
I wish I could match your speed, but I think it will be a while before I get a new one together. The hard part for me is that you can't move individual pictures once you place them. They're sort of cemented there, and you can't take apart two partially overlapping pictures. You can cut and paste, but if you put one partially on top of another and try to move it that way, you leave a big hole in the picture underneath it. Resizing to fit takes a while too, since if I used original sizes my collages would have about five pictures each.
The other thing I can't seem to do is to add words/captions (e.g. famous Dubya quotes, title, etc.) I think I might need a different program for that.
I would recommend photo explosion which if you look around you can pick up quite cheap on either Amazon or Ebay. Dolly uses Microsoft Picture It but my computer does not like that program.
Both of those programs will do what you want and you can save the working file as a template so you can edit nd move photos later on.
Picture It from MicroSoft (sorry for cussin'here) is what I use. I have photoshop (the pro version) but it is a very complex program & I have found PI much easier to use. It is NOT an expensive program either.
You can save your pix so you can move things around & adding words ,moving things, resizing is very easy. I save each collage in PNG (the picture it, alterable file) as well as JPG which is smaller & used for posting to server