That's a ridiculous amount of work.
Keep your antivirus software ON and UPDATED at all times. Keep your firewall on at all times. Don't use Napster, Kazaa, BearShare, or other file-sharing programs. Run AdAware and SpyBot religiously.
Believe me, doing all that takes me maybe five minutes a day. Sifting through CDs to find a file wouldn't be worth the hassle.
You are probably right. This is only for the things you can't get rid of. It is an emergency, once in a blue moon solution.
Wait a minute....in post #52 you said you went through the trouble of re-formatting the drive.