Posted on 06/29/2017 9:50:43 AM PDT by 2ndDivisionVet
No legislative text of Cruz’s proposal is yet available, but this is the gist: As long as a health plan offered at least one Obamacare-compliant plan in a state, the plan would also be allowed to offer non-Obamacare-compliant plans in that state.
I think the most important thing is to phase it out for newcomers.
THE CLAUSE MUST READ FOR THE NEXT THREE YEARS ONLY.
This way, people will realize that they need to pay for any insurance NOW. Even a catastrophic plan. Because “previous conditions” is being phased out in three years, and insurance companies should not have to pay out on sick people who were not already insured. And no one knows when they or their children might get a serious condition or accident.
The people who sign up in the next three years and get help while already sick is a finite group. We all suck it up and carry them FOR LONG TERM GOALS.
But as long as we inform everyone in the country that they only have three years and then previous conditions are done, they all have time to sign up for at least a cheap catastrophic plan.
Best part about making the clause temporary: AFTERWARDS THE SOB STORIES WILL BACKFIRE. You had three effing years to sign up for ANYTHING. You must have wanted your child to die!!
Damn straight but they always have the gullibles by the cojones with those damn sob stories. See my previous, making it very temporary might work. And from then on it would be free market for insurance cos and providers.
When was the last time the Congress, or a President, even remotely considered whether a proposed piece of legislation or executive order was constitutional before moving to enact it? Even Pres. Trump doesn’t seem particularly concerned about constitutional limits on the size, scope, power, and cost of government.
Intriguing. I assume non-Obamacare compliant policies would not be forced to accept people with pre-existing conditions, currently required by the Senate bill, and could cap total payout at a certain amount? Because unless it does that then it will do nothing to reduce the cost of premiums.
I guess we’ll see what Cruz is, won’t we?
“That kind of action cannot be done with the reconciliation approach. It would require 60 votes in the Senate which aren’t there at this time.”
Exactly and also we are dealing with RINO’s. With that said we know it will not be a perfect bill. Yes we could let Obamacare collapse but in the end we will still have to go through the same process on order to get a bill passed.
Bump for later.
You can add Lawyers to that!
Under Obamacare the only pre-existing condition that insurers can charge extra for is smoking.
Up to 50% more.
Why that 50% limit isn’t placed on ALL pre-existing conditions shows the stupidity of it all.
The limit protects, but is reasonably ‘fair’.
Digging through the VOX bias it sounds like Cruz is making a last-ditch effort to keep a state opt-out in the bill.
GOTTA HAVE AN OPT-OUT: one that is practicable. Not sure this is.
my favorite is - “may cause anal leakage”
I think Sen. Cruz is on to something. Personal preference is repeal and replace, assuming that cannot happen perhaps this is credible first step.
I say that under the assumption that insurance providers can be sourced from out-of-State. That the non-idiot care market has competitive pressure.
Yeah, just repeal the GD thing as they promised!
I’m realistic, sure, Obamacare is unconstitutional; the Dems passed it in the middle of the night, read to find out what’s in it, they got Obama to sign it. It’s an entitlement. It is going to be hard to get the votes to fully repeal it.
The current version does full defund Planned Parenthood and Trump would sign that.
Basically, Cruz’s is proposing that insurers can offer any plans they want to us in states that have at least 1 Obamacare compliant plan. This means we’ll be off the hook for subsidies to Democrats, and marginal R’s can go back to their states and say they kept Obamacare’s pre-existing protections, etc.
The downside is that it’d add to the debt since the Obamcare-plan people would become a high risk pool and still get tax credits to keep them on the plan.
The upside is that it opens back up the market for whatever plans you want and gets us half way home with getting out from under Obamacare altogether (phasing out the tax credits would be the last step).
Excellent comment ... to which I add my rant:
So when did the single phase campaign promise of “repeal ObamaCare” morph into “repeal and replace ObamaCare”? Why replace it at all? Repeal ObamaCare now in toto, root and branch, all of it. Close and disband any and all bureaus, departments, offices, etc that were created to support any part of ObamaCare. Terminate any and all personnel in those departments hired to implement ObamaCare.
If there must be a ‘replace’ phase to this endeavor, let it be to create a few simple guidelines (not laws) supporting free market driven system ie: allow cross-states sales & marketing, limit malpractice awards, streamline FDA drug testing and approval system, etc.
Unfortunately the truth is that once the Feds seize a power from the states and/or the people, the only way to separate any politician from that power involves a rope and a tree.
Before I reply, I’m going to research it.
-PJ
What he’s proposing it what I said awhile back. Keep Obamacare but pass something that says we can buy any type of insurance policy the insurance companies offered.
Catastrophic plans will come back and if prices come down there will be many more people actually insured.
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