‘ You just have no plan for anything beyond this material life.’
You don’t have a plan either.
You have a belief system that requires you to follow certain principles for which you will be rewarded in eternity and if you don’t, you will suffer forever.
That’s not a plan, it’s coercion based on nothing except to control you, comfort you and make you suspeptible to supporting atrocities.
From this statement, you clearly do not understand the Covenant with Christ and the impact of the Crucifixion and Resurrection. Perhaps you should learn at least the basics of Christianity before criticizing Christians.