[kvanbrunt2]

I know this is unpopular views for this place, but time is needed to allow the private market to create policies that are unburdened by Obamacare requirements and that can take at least a year.>>> Like an insurance model and not an income distribution model. I think The community based pricing is still in effect. Not true actuarial costing. and it’s not really insurance.

[Alberta's Child]

I know this is unpopular views for this place, but time is needed to allow the private market to create policies that are unburdened by Obamacare requirements and that can take at least a year.

Here's the problem with your approach: The insurance industry won't do it.

It's easier and cheaper for them to buy members of Congress to keep the subsidies flowing.

The evidence for this is that there are vast sections of the "Affordable" Care Act that are unconstitutional on their face, and yet nobody in the insurance industry or in a state government has taken it upon themselves to file legal challenges to them.

They have no incentive to fix a "problem" that generates hundreds of billions of dollars in revenue for them.

[Brian Griffin]

“time is needed to allow the private market to create policies that are unburdened by Obamacare requirements and that can take at least a year.”

I would also make bronze plans low cost by having $10,000 50% co-pays with $10,000 paid up front to the insurance company by the insured. Unused amounts of the $10,000s would be refunded after the policy is closed out.

I would also make copper plans low cost by only covering Part A scope items plus what Part B would pay for any general or regional anesthesia surgery.

Those could be created in a few months.