Exactly what needs to be done. Get the insurance companies out of it entirely. There is no reason for the health insurance market to exist in its current form.
The ultimate fix is mass health savings accounts.
I’ve never met a person with an HSA who disliked it. Prices are so much cheaper, service is faster cause no insurance or government paperwork, and doctors are happier.(they don’t have to do excess paperwork either)
The progressive-era invention of employer-based insurance has been an utter disaster. And would you expect anything less from the progressives? All they are capable of doing is ruination.
Then we would only need insurance companies for rare catastropic things. Which is exactly where insurance companies should be. Kept in a box, far far away from anybody.
Good luck. Too many Pukes and Rats are paid off by the insurance companies.
They won't be out of it. People will have to purchase it on their own. And, if they don't, we, the people, will not let them go untreated or be held liable for the bill.
No lie. Insurance allows true healthcare costs to be hidden by being artificially increased, and providers are required to code according to that structure. Many providers a different, often lower price tier for self payers. I’m on a concierge plan and they do.