One Third of Americans Have More Credit Card Debt Than Savings

Statista ^ | 10/20/2025 | Anna Fleck

[DIRTYSECRET]

Maybe it’s because they’re stupid.

[hole_n_one]

I guess the No Credit Card Debt and Savings was left off the graphic so as to not rub it in.

[dragnet2]

[Veto!]

I use my credit cards every month and pay them off every month.

Card issuers keep offering more credit, but I fon’t need or want it.

[proxy_user]

One man’s debt is another man’s asset.

Which one are you?

[glorgau]

And some of us are living off the funds generated by our savings.

[MtnClimber]

I pay off my debt with my credit card. As an old India professor said, “You don’t have to call it Deewoes. You can call it Chircles.”

[metmom]

People have never been taught to budget and not impulse buy everything they lay their eyes on.

A little self-control could go a LONG way in resolving most of those issues.

[newzjunkey]

Only a third? Lol

[FreeperCell]

What I’m thinking.

[alexander_busek]

I guess the No Credit Card Debt and Savings was left off the graphic so as to not rub it in.

I, too, caught that! But then I saw that they had simply subsumed that into "Savings higher than credit card debt."

Regards,

[frank ballenger]

I was caught in the quicksand of credit card debt. The amount between the monthly payments’ lowering of the amount owed and the maximum was all such a person has.

I feel sorry for anyone still in that horror.

[frank ballenger]

Oldie 45 rpm single by the Limeliters.

“A Dollar Down”.

https://www.youtube.com/watch?v=NSqoL2S8WPI

1961 and got a lot more common later on.

[BradyLS]

Even if it’s just a dollar ahead versus a dollar behind, you sleep better a dollar ahead.

[albie]

And I’m betting that over half of these people are them Yogi

[SisterK]

A little self-control could go a LONG way in resolving most of those issues.

exactly
be able to separate your needs from your wants

[SisterK]

A little self-control could go a LONG way in resolving most of those issues.

exactly
be able to separate your needs from your wants

[OrangeHoof]

Not me. I just went through bankruptcy thanks to credit card debt. Now that I’m back at zero, I don’t find I need the plastic. Just have to be careful to stay out of hospitals and courtrooms.

[AZJeep]

Seems to me Biden contributed the most for the multiplication of them.