My mortgage company used to charge a $35 electronic fee if you paid that way. I wrote checks instead.
i still write checks to the county clerk because they charge a $1.00 fee for so-called e-check payment, which actually saves them money ... probably costs ‘em a fortune to process actual checks ... last time, they mailed my check back because i had used red ink, if you can believe that ... so i sent ‘em ANOTHER check ...