I got rid of state farm out of my life completely. Paid off mortgage and dropped house insurance. With the money saved each year on premiums I can get minor repairs done and have money left over.
Car insurance was not easy to cancel. Florida requires everyone to carry liability insurance. I discovered one can self insure by posting proof of assets over $40,000. Assets can be house equity or money in bank. I submitted application on July 14, Florida sent me email with self insurance certificate on August 11th. Cancelled state farm on 12th.
To tell the truth, I would be far, far, very far ahead if I had done such over these 40 years plus as an adult. But I didn’t dare then.
And I don’t dare now, either. lol.
Continued good luck to you!