Posted on 07/23/2025 6:43:02 AM PDT by delta7
Senators Kevin Cramer (R-ND) and John Fetterman (D-PA) have introduced bipartisan legislation, the Payment Choice Act, which would require businesses to accept cash payments. Money is merely the medium of exchange that someone is willing to accept for goods or services. Businesses across America have inadvertently contributed to the push toward a cashless society by refusing to accept cash as a form of payment.
“Any person engaged in the business of selling or offering goods or services at retail to the public who accepts in-person payments at a physical location … shall accept cash as a form of payment for sales made at such physical location in amounts up to and including $500 per transaction,” the measure stipulates, in part.
The war on cash is part of the broader agenda to eliminate all financial privacy and control every transaction. Refusing to accept cash is not merely a business decision but a step toward a totalitarian digital monetary system. Why bother with cash if you cannot use hard currency to pay for goods and/or services? Governments and central banks are pushing digital currencies to track, tax, and control every penny in circulation. If businesses start denying cash, they’re doing the state’s dirty work for them unintentionally.
Certain businesses prefer the convenience of credit cards and not all payment systems are equipped to accept cash. Yet, as Senator Cramer stated in his argument when proposing the bill, physical cash is legal tender, and businesses are limiting consumer choice by forcing the use of debit and credit cards for transactions. Then you have businesses that pass on the 3% transaction fee to consumers, adding to inflationary pressures. “Do you accept cash?” has become a common courtesy, as consumers are aware of the need to travel with a card to ensure purchases. Naturally, governments have cracked down on businesses that only accept cash, as they assume these businesses are attempting to avoid taxation. This is the first piece of legislation that actually supports the consumer over the government it is refreshing to see it gain bipartisan support.
The bill makes exceptions for businesses that have “a sale system failure” or those that do not have enough cash available to provide change. In fact, companies would not be required to accept $50 or $100 bills under this legislation to prevent the latter. It is quite disappointing to see the freedoms many are willing to relinquish in the name of convenience.
Once cash is gone, you’ll have no ability to opt out. So yes, we need to protect cash, and that may require legal guarantees that it remains a valid and accepted form of payment.
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I see card only businesses more and more often. I’m a crusty, old hold out. If a place is card only, I’ll go somewhere else, as long as that’s possible.
I support this. I like being able to hand over two 1 dollar bills for a $1.69 crispy chicken sandwich at Wendy’s, instead of using a debit card for such a tiny amount.
I support this. I like being able to hand over two 1 dollar bills for a $1.69 crispy chicken sandwich
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Go to your bank and get $2 bills, I do….then I begin to have fun…most have never seen a $2 bill.
I see card only businesses more and more often. I’m a crusty, old hold out. If a place is card only, I’ll go somewhere else, as long as that’s possible.
I don’t disagree with the premise of the proposed law. But every new law adds a straw to our load. It is a simple straw in itself but with all other regulations it becomes more than we can handle.
Laws don’t fix things, let the marketplace decide, which is what you are doing.
An observation. Most immigrants, legal and otherwise operate with cash. CAsh and barter don’t go away, they are human nature.
I've found that lately alot of businesses post a credit card additional fee of 3% preferring cash.
Just say that not accepting cash is racist because Black people don’t have credit cards. It worked for voting.
Steve Wozniak (Apple Co-Founder) likes to buy sheets of $2 bills from the Treasury (you can do that), and cut them in front of the person he is paying. A time or two he was called for counterfeiting. Harmless rich guy fun.
I sometimes find the opposite. My barber is cash only. So is a small Italian grinder shop in Scottsdale the I sometimes patronize (good meatball grinders).
Last weekend I dined out with friends....the bill came, showed the total, below showed the discounted ‘pay-in-cash’ total
One reason why some refuse cash is handling cash is an opportunity for employees to steal.
And every time you use a Credit Card you are putting money in the pockets of one of the three companies that run the world government.
People think that they are free in this country and the West. But are they?
These 3 companies control 88% of the largest corporations in America
If a company is investor owned. One of these three companies probably has one or more people on their board.
Too true. Also, a "cash only" sign is a way to tell other thieves that there's no cash to steal there.
The concert venue I go to has credit card only purchases for food and beverage, quicker and no mistakes and no theft.
I'm with you.
Unfortunately travel is almost impossible without using a card.
You can't stay at a decent hotel without using a card.
You can't fly without using a card. You can't buy a meal in many airports with cash.
They will tell you that they are trying to weed out employee theft buy making you use cards, but I have my suspicions that it is an attempt to eliminated cash.
“My barber is cash only. So is a small Italian grinder shop in Scottsdale the I sometimes patronize.”
I wonder why that is? (Wink)
Unfortunately that is why government supports a cashless digital currency.
Last weekend I dined out with friends....the bill came, showed the total, below showed the discounted
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Two gas stations within an hour drive have signs posted ” we accept 20 cents for one gallon of gas * pre-64 dimes”.
A silver dime is today worth 2.85 paper dollars….shows just how far our dollars have been debased…massive loss of purchasing power.
Todays USD index, 97.4….a further 10 percent loss this year….
Funny you should mention that. I have probably 40 or 50 $2 dollar bills on hand right now.
Me too, and I get it. If the old guy I regularly buy fruit and vegetables from at his roadside truck was forced away from cash transactions, he would probably not be in business anymore.
go to has credit card only purchases for food and beverage, quicker and no mistakes and no theft.
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Careful, last year I used my CC to buy lunches at one food joint….by the time I got home it had $5000 plus ran up on it…from Florida all the way up north…in less than eight hours.
My Credit Union fixed the problem and stated they lose millions to Credit Card theft…. my new chipped card has had no problems since then.
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