It seems to me that if time stands still at the Event Horizon, nothing can fall into a Black Hole. Time is a sine qua non for motion.
All you brilliant minds out there, tell me what you think.
Matter, as it encounters the Event Horizon, becomes ‘spaghettified’, stretched to impossible lengths and becomes ‘eventually’ just a long line of subatomic particles, that melds with the matter in the Black Hole.
You, of course, would have ceased to exist long before that happens to your body. The intense heat from friction and radiation coming from other matter that is being compressed would have killed you and fried your innards to dust...........
Depends on your point of view.
For a distant observer, what you said is true.
If you are the one falling in, it’s another story.
That’s relativity. The flow of time depends on velocity, and on gravity.