I don’t see how any insurance company can continue to operate in a place like California. If they don’t do something to adjust to the risk, they’ll wind up unable to offer insurance to anyone.
It’s simple:
Ratepayers with the carrier share the burden.
In my experience, state farm customers are historically biased toward the company, ignoring blatant red flags present for decades that it was NOT a company to do business with.
Well, here’s yet another red flag.
Anyone remaining with the carrier is, well...not very smart.