I have no problem with high dollar properties having their own fire protection. I would like it too, but that is how the ball rolls.
I have an average home on a couple of acres and this type of fire protection is included with my policy.
https://www.usaa.com/insurance/property/homeowners/wildfire-response-program/
The question is: Why don’t the other insurance companies (State Farm, Allstate, etc) include this with their policies?