I have an average home on a couple of acres and this type of fire protection is included with my policy.
https://www.usaa.com/insurance/property/homeowners/wildfire-response-program/
The question is: Why don’t the other insurance companies (State Farm, Allstate, etc) include this with their policies?
Here in my part of Northern California, we are now limited to the California Fair Plan. Many properties are mobiles on land—only two, then one and then no insurer would write such policies.
I would love to have USAA, but they stopped writing in this area two years ago.