Most people are financially stupid, hotshot. Most people are hedonistic and dig themselves into a big hole. Ramsey is there to help them dig out with simple, basic, easy to follow plans. He has sound advice for getting out of debt and living within or below your means. He’s helped thousands upon thousands of people. The Mrs. and me have generally followed it and it’s paying off.
We do however both have Alaska Airline credit cards that we use and pay off to get miles for trips.
What have you don’t to help so many people!?
Most people??
Just because you fit the profile of the average Ramsey acolyte don’t presume most people are too stupid to manage their money.