Chances of you getting hacked = almost none
Chances of you falling for a scam = increases as you get older.
Chances of you getting phished = depends on your behavior but the average is about 30%
Black hats go for the low-hanging fruit. People who share things on FB or do copy-and-paste memes are good at following orders without question.They can do look-backs to find the suckers that followed directions. People who do email chains are also good marks. If you fall for social engineering schemes, you are a target. If you answer calls from unknown numbers or do call back, you are ripe for the picking.
I’m glad I am somewhat pleasantly anti-social as far as on line stuff goes. I also use throw away accounts with bogus information so if someone gets into them, little of any value.
Over the past few years I’ve shut off or never renewed a lot of services and don’t miss them.
Less is more.
Windows will eventually go away here as those units die out.
I am mostly a Linux or Mac user these days.
Getting the spouse to move to Mac or Linux won’t be easy.
I'm 73, wife is 72. We are both VERY wary and sharp now, but am concerned about the next 10 - 20 years (if the Good Lord blesses us that way).
“If you answer calls from unknown numbers or do call back, you are ripe for the picking.”
That’s something I never do because they’ll leave a message if necessary. Only exception is if I’m expecting a critical call that day and then I’ll answer.
If I do happen to answer an unknown number, I never say “hello”. I’ll ask, “Can I help you?” With a weird accent. They (bots, I assume) hang up. It might the be that their algorithm is programmed to respond to “hello”, and anything else causes confusion.
Also never answer a question with a simple “yes” or “no”. Have heard that your voice speaking those words can be “spliced” into things for nefarious purposes.