I'm 73, wife is 72. We are both VERY wary and sharp now, but am concerned about the next 10 - 20 years (if the Good Lord blesses us that way).
I read a study that said some people are just “scam fallers”. They are usually repeat offenders and it starts early. I blame push technology like television. They are used to believing everything they are told because analysis is hard.
I was so proud of my mother when she he was about 95.
She got one of those calls from the “police” saying that her grandson (about age 35 at the time) was in jail and he needed her to send money to be released.
She didn’t fall for it. Not because of the technical issues we’re discussing. She told the caller, “My grandson never would be in jail!” And then she hung up.
Grandma’s faith in her grandson trumped technology and scammers.