Retired, DEBT FREE at age 56. It can be done! Followed Dave Ramsey and a few other money people, lived BELOW my means (I know - what a concept!) and used credit wisely. Paid for college as I took classes along the way.
Granted, my healthcare is through the VA as a Veteran, so that was a large part of the puzzle that allowed me to retire early. ;)
I have my future room reserved at the Vet’s Home in Chippewa Falls for when the time comes if I end up all alone in my end years. (Statistically, I will.)
Chippewa Falls? Isn’t that where ‘Jack Dawson’ of Titanic fame was from?