My husband works for TIAA. (They dropped the -CREF).
A basic car doesn’t cost $65,000. We just took our youth and some adult children and a random friend of Drama Queen’s and had our son-in-law’s parents for a night at a VRBO house in the mountains, and the whole week for everyone didn’t cost anything like $12,500. The house was in the $2000s.
But yeah, you can spend $16 if you go out for a burger and fries. Wages are up. I always say, “We have food at home.”
Family of 4 at Disney could cost you 12,500 for a week. Probably more.