[Jonty30]

I understand, but that’s because the banks got greedy and took undue risks and it might come back to bite them. It’s inevitable, because familiarity breeds contempt.

[Alberta's Child]

I don't know what you mean by "undue risks."

The current banking concerns related to banks not taking ENOUGH risk -- i.e., by investing their reserves heavily in long-term T-bills at extremely low interest rates.