Posted on 11/24/2023 10:47:42 AM PST by buckalfa
I’d like to see that poster too. I mean, I can guess what it says... But still.
Here is what I got. I went thru Boomer Benefits earlier in July https://boomerbenefits.com and called an agent.
Anthem Blue Cross - Part G = $141.75
Mutual of Omaha - dentist = $31.82
Wellcare Part D = $8.30
Total = $181.87
Medicare Part A & B = $164.90
Grand Total = $347.30 a month.
Part B deductible = $226.00
Drug deductible = $505.00
There are 180 posts here. You may have to log in to read them:
https://www.early-retirement.org/forums/f38/supplement-medicare-plan-questions-118457.html
Here is a good review:
Medicare Advantage vs Medicare Supplement (MediGAP)
https://www.forbes.com/health/medicare/medicare-advantage-vs-medicare-supplement/
I have had nothing but good luck with MA plan. What sort of horrible stories have you heard?
Our state laws do not permit this
Why?
Jim Noble: Systemically, however, MA programs are causing catastrophic harm and they should be discontinued soon.
.....
What sort of catastrophic
harm?
Every one on our MA plan loves it.
Funny
Many friends have been telling me how much Medicare was worth and once they entered MA system just how much was denied , even though MA says this or that is covered.
They asked how I deal with it and I said “Cash is king. I start laying down Benjamin’s”
Sometimes one has to hit return after posting the link
The sooner you get started, the better. Do lots of research into everything. Make spreadsheets to compare different plans. Talk to friends. Remember that insurance agents have their own interests ahead of yours.
I ended up going with a Medicare Part G supplement. My wife has a Medicare Advantage plan and has had no problems with it so far.
...the plot thickens
Jim Noble: Systemically, however, MA programs are causing catastrophic harm and they should be discontinued soon.
.....
What sort of catastrophic harm?
Ask Jim….that’s Jim Noble’s comment.
I pinged him, for you :)
Bkmrk.
The worst was my friend in her late 70s who broke her neck (didn’t kill her). Surgeon’s told her she HAD to have surgery. TOTB in her Advantage denied surgery. Told her she had to stay in bed for three months until she had healed.
Other stories, but not as drastic.
I have one of those plans.
“but I doubt Medicaid is more than the dime on the dollar allowed by Medicare......”
It’s usually less. I hear that frequently.
All of the hospital adjacent entrepreneurial inventions exist to strip-mine the huge pool of money created by Federal, State, and local governments + employers, the purpose of which is to care for sick people.
I see a lot of those commercials. Now William Devane, who’s been hawking gold, is on the MA bandwagon. I’m so glad this is coming out now, we have looked at those plans, and even our insurance agent told us that we are better off with Medicare and a supplemental, which we’ve had since we both retired.
My first year of retirement, I had my liver transplant surgery, and by the time all the bills were tallied, Medicare and my supplemental paid virtually 100 percent.
All I pay for is my medication co-pay. Sure, our premiums have gone up, but what hasn’t?
“BCBS is going up 60% 1/1/2024, $406.00’
Sorry to hear that, must be a state or regional thing. I just paid my Dec-Feb BCBS Part F premiums (this thread reminded me it was due!) for $339 (total). The per month cost seems to have gone down a bit from last year. You still have a few days to shop around, don’t you?
They’re hard to figure. I have Part D but it’s next to worthless on some drugs.
*****
Agree. I have A,B, and D, and some of my meds are generic. Tier 5 drugs are cost prohibitive for me.
I have supplemental insurance, but it doesn’t cover them.
” He ended up in a non-network hospital after having a heart attack. “
At least part of it has to be covered if it was emergency surgery; if not emergency he should have been transported to an in-network hospital.
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