They’re hard to figure. I have Part D but it’s next to worthless on some drugs.
*****
Agree. I have A,B, and D, and some of my meds are generic. Tier 5 drugs are cost prohibitive for me.
I have supplemental insurance, but it doesn’t cover them.
I’m pretty sure the formularies (covered drugs in different categories) vary among Part D plans but have to verify that. When I picked my Part D plan three years ago I thought that my selected plan was better for high-tier drugs but again have to confirm. I seem to recall that all Part D plans have to cover a given number of drugs in each category but which ones and maybe copay amounts is up to them.