“Insurance companies don’t usually cover plane crashes............................”
?????
The plane was most likely insured for at least liability, and the car owner’s insurance would cover any uninsured damage to the car. I’ve never seen anything in any of my automobile policies that excluded damage by aircraft.
Some possible Exclusions:
Aircraft insurance policies typically exclude coverage for intentional acts or criminal activities, such as using the aircraft to transport illegal goods or intentionally causing damage.
Some policies may exclude coverage for certain types of damage or loss, such as wear and tear or mechanical breakdown.
Pilot error: Some policies may exclude coverage for damages or losses caused by pilot error or negligence. War or acts of terrorism may also be excluded from coverage.