General 1950s view — The American Dream! The man gets a job, the woman stays home, they buy a nice house in the suburbs and raise a big family. Life is great!
General 1970s view — You can have it all! The man and the woman both have jobs, they have a nice house in the suburbs and raise a small family. Life is a challenge, but they make it work.
General 2000s view — Times are tough. Double income, no kids. It helps to have a part-time job too. Hopefully things will get better soon.
General 2020s view — Kids don’t socialize, can’t meet anyone. They won’t get married or have a family. Owning a home is out of the question. Heck, they can’t even afford an apartment. Living in Mom’s basement sucks but social media helps pass the time until you die.
2030s—you just die. It’s your patriotic duty as decreed by your demi gods running your one world government.
We have met a few younger people who seem to be doing very well and have a few in our extended family who have already purchased houses and started families. But yes, the person traveling a great distance to come view our home on Sunday is a retired lawyer in her 60s currently living in a more expensive market. Interest rates do not seem to be as big of a problem for her. Also, some of the mortgage brokers we have spoken with seem to have the ability to provide rates quite a bit lower than average along with various buy down programs that lower the payments for a couple of years so that hopefully rates will come down a bit more.