[ChuckHam]

Too late with your prediction. Texas has had high rates for years.

[Reno89519]

And they will go up fast. As others say, even periodic inspections help remove unsafe cars with broken windshields, nonworking lights, bald tires, worn brakes, etc. And the lapse of checking for insurance, etc.

So, what is the plan to offset this? Just let them kill each other and innocent victims?