You are correct: the badly worded 14th is a time bomb in the constitution.
A president can use it to declare the right to override all checks and balances to keep America solvent. He can ignore Congress and the Supreme Court and rule by fiat.
My gosh you are ignorant.
The Framers of the 14th were explicit.
It is right here in this 46 year-old reference: Government by Judiciary - The Transformation of the 14th Amendment by Raoul Berger 1977.