Thank you both.
I don’t even know if the house fire insurance will be honored as it seems he listed himself as the policy owner.
It was MY house and I gave him a place to live free when he lost his house 10 years before I married him.
I am just curb stomped now.
He cancelled my beneficiary protection without telling me years ago.
Surprise.
No benefits left at all.
Why would he say he loved me and then destroy me like this?
OMG.
I’m beaten utterly.
I was just a free ride and caretaker , it seems.
Dear one, think not of the love you have lost, but the love you gained and had every day while it was there.
I could have been angry that Mrs. Joe was taken over a year ago, but instead, thank God for the years we had together, soulmates, and for the family we built together.
Count your blessings, as hard as it may be, and proceed in faith that God will provide. He really does, you know, even when times seem their worst. You have friends here.
May The Almighty keep you and Bless you and bring you peace in your heart, as well as help you with all the technical worldly details.
I’m not sure how the laws work in MD, but if you have a marriage license, or even common law rights, then you should be the likely recipient of any benefits from that insurance policy as the surviving spouse. Others here have said to check into Social Security survivor’s benefits, and any VA survivor;s benefits. Do so. You have much on your plate, but you have that deep strength you do not even know of: call on The Almighty to carry the load, and do what you must.
May God Bless you and keep you, dear lady, and I offer my condolences. I know it hurts.
How does Social Security work when a spouse dies?
https://www.aarp.org/retirement/social-security/questions-answers/social-security-spouse-dies.html
Rights of Surviving Spouses
https://wiserwomen.org/resources/widowhood-fact-sheets/rights-of-surviving-spouses/
“Did you give up your rights to a survivor’s benefit?
The law provides that an employee may give up or “waive” survivor’s benefits, but only if the spouse agrees to this in writing. The pension plan administrator must provide the employee with a special form, called a “spousal consent,” that explains in clear language the effect of the waiver. The waiver form may be challenged if the survivor misunderstood the form because it was not clear, or if it was signed under pressure.”
Heartfelt prayers for you FRiend, in such a terrible time.
Please listen to the truly helpful advice shared here, and try, hard as it might be, to take refuge in our Father’s embrace.
Dear Lord, please, hear our prayers for Sheri, bringing her comfort and strength.
Tatt