>> Shucks! Time for a good LTC policy!
LOL! Touche.
I have an excellent LTC policy. IF they don’t go broke. ;-)
I have one for me and my wife. Not sure how good it is. There are better options now for LTCs now than when I got it.
Had a stroke in 2018. Pushed me into retirement. Now I am a gardener and lawn boy.
LTC....I told Misses to not hold off once its needed. Use it as soon as you can.
(Sometimes I sit in the church garden and look at the flower beds where my fellow parishioner are interred. (Cue "Greys Elegy"!))