“Across the board, households are cutting back on recreation, alcohol, vehicle insurance, and other services”
Pretty much checks out.
Recreation - already pretty low. Hiking is cheap. Our gym membership is also very inexpensive. Have cut back to eating out maybe once per week.
Alcohol - always looking for the best deal. Found relatively inexpensive Scotch that’s good enough and cheap bourbon that isn’t completely horrible. I make my own beer, but I always look for the least expensive ingredients. A case of craft beer for $25 and little time isn’t bad.
Vehicle insurance - priced that out last year. We can’t really adjust that.
Overall, yes we are cutting back on going out to eat, and we are looking for better deals on literally every expense. Our second freezer is getting eal use now. Gas and food are through the roof.
Your craft beer is much less than mine. A good IPA cost me at least $10.00 a six pack. But I don’t mind spending a couple of bucks extra if I get double the satisfaction than from a shitty Ying Yang lager!