[teofila]

Stay away from Medicare ADVANTAGE Plans. They are NOT medicare. They are private insurance.The carrier you choose is re-imbursed by medicare a set amount for each of its customers.
So, it behooves the private insurance to make sure your medical bills don’t go over the medicare capitation.

Classic Medicare™ + Medex supplemental + medicare part D

Is all you need. (I ad dental coverage for an extra 36 dollars a month)

[TomGuy]

Classic Medicare™ + Medex supplemental + medicare part D

That Medex supplement -- that is a regular health care product from regular insurance. You pay the additional premium -- to an insurance company.

Medicare vs Medicare Advantage depends on one's location and health condition. MA typically offers numerous plans. The beneficiary needs to shop and compare.

[chaosagent]

Fully agree with this.

November of last year I had a 3-level Cervical Spinal Fusion. Total bill, including the $20,000 Titanium plate in my neck, was a hair over $200,000.

For my part, I paid $1377.00 when I when into the hospital for the overnight procedure.

And I only have Medicare Part B. However when I came back to my Neurosurgeon for my 1 week checkup, my P.A. told me about a guy, one year older than my 73, with exactly the problem and needing exactly the same operation. But he had a Medicare Advantage plan and they wouldn't approve the operation.

They want him to see a Chiropractor for six months first. But as soon as he tells a Chiropractor his problem, they won't take him as a patient. So now he's stuck.

So my wife and I will stick with Part B.

[markman46]

How much are you paying for your supplement plus part d premium ummmm

Most Medicare advantage have zero premium and little to no co-pays for office visits and medications.

Medicare advantage pays at Medicare rates for everything Medicare pays for.

[The Truth Will Make You Free]

I disagree on your advantage plan comment. Mine costs me nothing, I get free dental and eye exam benefits, practically free specialist visits, cap on out-of-pocket, international coverage, quarterly free stuff, gym membership, and on and on. Oh, I get to go the Christian-staffed clinic I’ve always gone to. I suppose it matters if you live in a bad city.