You did not answer my question.
I am assuming she is not.
She is very confident in her understanding and opinions. However, I have friends who are attorneys, and they view facts differently.
She lays out facts, but perhaps not all the facts.
I will wait for more experts to weigh in before dismissing this.
> “I have friends who are attorneys ....”
Save us both time, just hand over your money to my Venmo.