[Tolerance Sucks Rocks]

I’m probably in that class of people, but for different reasons. So what? I hit 72, I’ll just work part-time for some money. There was a time in this country when most people worked until they died, anyhow. As I understand it, retirement for the masses is still a relatively new concept, something adopted over the past century.

[SamAdams76]

If one can work full-time up to age 70, they max out their social security benefits. Which is almost double from taking them at 62 and about 30% higher than taking them at FRA (67).

That would allow most people with no retirement savings at all to still have a comfortable life after 70 provided they work part time after that.

Not that I advocate not saving for retirement. But for those that for one reason or other were not able to save, they still have an opportunity to have a decent lifestyle after 70. Provided they are disciplined enough to wait until 70 before claiming their SSA benefits and are healthy enough to work a part time job after that.