[joshua c]

let me be the turd is punch bowl

i know next to nothing about the stock market but i do know this

if you are near retirement or in retirement

you should be in a low risk portfolio

because you do not have time to recover before you need the money

[Alberta's Child]

if you are near retirement or in retirement you should be in a low risk portfolio

That's all well and good. The problem comes when you don't have a clear understanding of all the things that involve "risk."