I use a password manager, so I only have to remember one pass phrase with those substitutions.
My password manager probably has 200 or more accounts. It’s all so annoying…just like TSA at the airport. We waste so much time defending against the bad guys.
I do too but it has been my experience that updates can play funny with them. Like have them for a snack and they disappear. So I stopped relying on it to be my sole storage.